New Seasonal Lake Home & Home Program for Minnesota
Web Posted June 3rd, 2008


Sioux Falls, SD - Insurance Facilities, Inc. announces a new NonStandard Vacant Dwelling program for Minnesota. We are proud to announce a new Seasonal Lake Home and Seasonal Home Program that will go into effect the first of June, 2008 for new business.



Program Highlights:

  • ISO DP-3 Special Form. This form covers all risks to direct loss to property except for exclusions
  • 10% Other Structures ( can be increased)
  • $10,000 Personal Property (can be increased)
  • Personal Property Replacement Cost
  • 20% Additional Living Expense
  • $10,000 Limited Theft Coverage
  • Personal Property Includes Movable Docks, Movable Boatlifts, Canoes, Rowboats, Awnings, Lawn Tractors
  • Up to $3,000 of Sailboat, Paddleboat and Fishing Boat coverage for additional premium
  • Wind and Hail coverage for Trees, Plants and Shrubs for additional premium











  • Underwriting Highlights:

  • Plumbing, Heating and roofing updates are not required. Roofs over 20 years will have limited coverage
  • Dwelling must be on circuit beakers or a combination of breakers and fuses
  • There is a $10,000 water damage limitation endorsement





  • If you are interested in this new program from American Reliable, then just click Rate/Underwriting Guide & Apphere to download the Rate/Underwriting Guide & Application.


    If you are interested in more information or would like to have this new product available in your agency, please e-mail your request to Joyce Riter or call her @ 800-658-3666.